Legal
Terms of service
Last updated 2 October 2026.
Using StockỌja
These terms apply when you create a StockỌja account or use the StockỌja app, including the point of sale and online stores. By creating an account you agree to them on behalf of yourself and the business you register.
Your account
- Give accurate information and keep your sign-in details safe.
- You are responsible for what happens under your account, including what staff you invite do with the access you give them.
- Tell us promptly if you think your account has been accessed without permission.
Plans, billing and limits
- The Hustle plan is free. Paid plans are billed in advance in naira through Paystack, for the period shown when you subscribe.
- Each plan has limits, for example on stores, staff and products, shown on the pricing page.
- You can change plans from Plan & billing in the app. If a payment fails, paid features may be limited until it is resolved.
- We may change prices or plans with reasonable notice to account holders.
Your data
The business records you put into StockỌja belong to you. You give us permission to store and process them to provide the service. How we handle personal information is described in the privacy policy.
Online stores
If you run an online store on StockỌja, you are the seller. You are responsible for your products, prices, descriptions, stock, order fulfilment, returns and dealing with your customers, and for complying with the laws that apply to your business.
Acceptable use
Do not use StockỌja to:
- sell illegal, counterfeit or prohibited goods, or mislead customers;
- break the law, or infringe other people’s rights;
- access other businesses’ data, disrupt the service or attempt to bypass security or plan limits;
- send spam or harmful content.
We may suspend or close accounts that break these rules, and remove online stores that put customers at risk.
Availability and changes
We work to keep StockỌja available and reliable, but cannot promise it will be uninterrupted or error-free. Most of StockỌja needs an internet connection; the POS and some everyday tasks keep working offline and sync when the connection returns. Work saved on a device is only sent once that device is back online and signed in. We may improve, change or retire features over time.
Liability
To the extent the law allows, StockỌja is provided "as is", and we are not liable for indirect or consequential losses, such as lost profits or lost data. Nothing in these terms limits liability that cannot be limited by law.
Ending your account
You can stop using StockỌja at any time. Contact support@stockoja.com to close your account. We may end or suspend accounts that break these terms.
Contact
Questions about these terms: support@stockoja.com.